Foresight for Insurance Carriers
Most UHNW homeowners are significantly underinsured on smart home technology. Foresight provides the documentation that closes the gap — reducing exposure for carriers and clients alike.
The Underinsurance Problem
A Beverly Hills estate may contain $800,000 in Crestron control systems, $200,000 in AV equipment, and $150,000 in security infrastructure — all covered under a generic “electronics” endorsement capped at $25,000. When a claim arrives, the gap between coverage and actual replacement value creates disputes, liability, and damaged client relationships.
Foresight provides AI-powered professional documentation and valuation of every smart home system — in the format that supports accurate scheduled personal property endorsements. Our reports directly reduce underinsurance exposure before claims occur.
Partnership Opportunities
Preferred Vendor Program
Foresight as a recommended service for new policy applicants with significant smart home technology. Clients get professional documentation; carriers get accurate underwriting data.
Co-Branded Reporting
Foresight reports formatted to carrier-specific documentation requirements — aligning with your underwriting process and providing the data your adjusters need.
Annual Review Integration
Foresight annual documentation updates integrated into policy renewal workflow — ensuring coverage keeps pace with system additions and upgrades.