Smart Home Insurance Documentation
Most luxury home insurance policies significantly undervalue or exclude smart home technology. A $500,000 Crestron system covered as ‘electronics’ at replacement value minus depreciation is not properly covered. Foresight provides the professional documentation that closes the gap.
📋 Professional Valuation
The Foresight Insurance Documentation Package provides a professional AI-powered inventory and valuation of every smart home system — control systems, AV equipment, security infrastructure, and networking — in the format insurers require.
💰 Close the Coverage Gap
Most standard homeowner policies cap electronics coverage at $10,000-$25,000. A properly documented luxury smart home system requires a scheduled personal property endorsement. Foresight’s report gives you the documentation to get it.
🔄 Annual Updates
Smart home systems change — equipment is added, upgraded, or replaced. Annual Foresight documentation updates ensure your coverage keeps pace with your actual system.
How do I insure my smart home system?
Luxury smart home systems require scheduled personal property endorsements on homeowner insurance policies. The Foresight Insurance Documentation Package ($499) provides professional valuation documentation for all systems — the report your insurance agent needs to properly schedule your Crestron, AV, and security equipment.